jeudi 22 mars 2018

VIDEO- 6 MANMAN PITIT AK MENNAJ Senatè NAWOOM MARCELLUS debake nan LOPITAL la e yo vle al MIAMI ak li






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How to register an insurance for your small business

 

If you’re trying to land a client contract or sign a commercial lease, chances are you need Errors and Omissions Insurance or General Liability Insurance yesterday. So how can you speed up the insuring process?
We have a few ideas.

1. Understand the application.

If you apply for coverage through Insureon, you can complete a single online insurance application to get quotes from all available carriers. It usually takes 10 to 15 minutes to complete, but you can save your progress if you don’t have time to finish the application in one sitting.
The application will ask you basic questions about your business, the policies you’re interested in, and your services. To answer these questions as quickly as possible, you’ll want to have some information on hand. So…

2. Get your information ready.

Have information about the following in front of you so you can fill out the application quickly:
  • Business basics. The application will need to know basic information about your business, such as its industry, legal entity, name, contact information, address, and locations. Sometimes your risks and insurance options / requirements depend on your location. Read more about that in “Find Insurance Where You Live.”
  • Your policies. Knowing which types of insurance and how much coverage you want from the outset can help you decide what to check off in the application.
  • Revenue. How much you make determines how much coverage may be appropriate for your business.
  • Company history. This refers to your industry experience and when you founded your business. Insurers tend to prefer a business that has some history under its belt, which may lead to more favorable rates. However, that’s not always the case.
  • Employees. You’ll need to specify how many employees, owners, and officers your business has, all of which may impact your Workers’ Compensation Insurance needs. Be prepared to share your total office payroll and your employer identification number, too.
  • Business practices. Be ready to describe your operations so the application can accurately weigh your risks against your risk management.
  • Website. Remember cyber risks? Your website and cyber security practices may affect your exposure. https://www.insureon.com/blog/post/2015/10/28/5-tips-for-getting-business-insurance-faster.aspx

SCANDAL MONDE: 50 millions de compte FACEBOOK ont été piratés, CLIQUEZ pour verifier si....





Pause Video Facebook s'est retrouvé sur la sellette lundi 19 mars 2018 après avoir admis qu'un cabinet d'analyses, Cambridge Analytica, travaillant pour la campagne électorale de Donald Trump en 2016, avait pu collecter les données privées de 50 millions d'utilisateurs du réseau social. À Wall Street, l'action du réseau social s'est effondrée : les investisseurs anticipent un durcissement de la législation qui pourrait nuire à l'activité de publicités ciblées qui alimente le chiffre d'affaires de la firme de la Silicon Valley.
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What to know if you want to Hire a DUI Lawyer

The second you decide to drive while intoxicated (DWI) is the second you begin to put yourself and others at risk. In the event that this happens and you are arrested for driving under the influence (DUI), you are looking forward to a relatively lengthy legal process. As with any legal process, it is always best to have the support of an attorney. 

* NOTE: Often, the terms “DUI" and “DWI" are used interchangeably to refer to the same charge. You will see both referenced in this guide—but be aware that in your state, they may mean different things.

When to Hire a DUI Lawyer

The majority of DUI cases are handled without legal representation. However, because a DUI charge is very serious, you should strongly consider hiring a DUI attorney.
Consider hiring a DUI lawyer when:
  • This is NOT your first DWI arrest.
  • Someone is injured or killed as a result of your DUI.
  • You believe that you're not guilty.
  • You think you can reduce your charges from DWI to reckless driving.
  • You're a commercial driver (e.g. truck driver, delivery person, bus driver, etc.).

Why Hire a DUI Attorney

DUI lawyers are experts when it comes to alcohol- and drug-related cases. This expertise can help to get your charges or sentencing reduced, and even have your case dismissed.

From DUI to Reckless Driving

If your blood alcohol concentration (BAC) reads close to the legal limit, your DUI attorney might be able to argue that there's a possibility the Breathalyzer was incorrect and your DUI charges could be reduced to “reckless driving".
If it's determined that you were not in fact intoxicated, you'll most likely be charged with reckless driving.
If it's determined that you had alcohol in your system but not an illegal amount, you might be charged with a “wet reckless" driving offense. Sentences for wet reckless driving normally do NOT require:
  • Jail time.
  • License suspension or revocation.
  • As costly a fine.
  • Lengthy DUI program attendance.
You will most likely be put on probation to compensate for the wet reckless charge. Despite the reduced punishments, your car insurance company will still see a wet reckless as a DUI/DWI arrest and adjust your premium accordingly.

Sentence Reduction

Hiring a DUI lawyer might also help in having your sentence reduced, should you plead or be found guilty.
For example, your attorney can set up a deal in which you'd agree to plead guilty, only because your punishment for the DUI would be reduced. Some situations in which this would be a good route to take include:
  • Your BAC registered very high.
  • You were driving under the influence of drugs other than alcohol.
  • Somebody was harmed or killed as a result of your DWI.
In the cases listed above, you will most likely serve some form of jail time, have your license suspended, and/or have to pay a hefty fine.

Charges Dropped

There are several reasons why your DUI case can be completely dropped, most of which require a very strong understanding of laws and legal precedents that only lawyers typically have at their disposal.
An experienced DUI attorney can analyze your case, and determine whether or not you can pursue having the charges against you dropped.

What to Look for in a DUI Attorney

When you're deciding which DUI attorney to hire, you should take these factors into consideration:
  • Their familiarity with DUI/DWI laws in your state.
    • Consider how many DUI cases they've been involved in, how much of their legal practice is devoted strictly to defending DWI cases, and their knowledge of DUI laws and limits specific to your state.
  • Fees for their services.
  • How much of your case they will directly handle.
    • Ideally, you'll want them to deal with most or all of the court proceedings, rather than passing responsibilities over to associates.
  • Their relationship to the prosecution.
    • It's extremely beneficial to find a lawyer that has a good relationship with the prosecutor.
NOTE: Depending on your financial situation, you can also opt have a public defender appointed to your case.

mardi 13 mars 2018

When to Hire a DUI Lawyer





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When to Hire a DUI Lawyer


 

The second you decide to drive while intoxicated (DWI) is the second you begin to put yourself and others at risk. In the event that this happens and you are arrested for driving under the influence (DUI), you are looking forward to a relatively lengthy legal process. As with any legal process, it is always best to have the support of an attorney. 

* NOTE: Often, the terms “DUI" and “DWI" are used interchangeably to refer to the same charge. You will see both referenced in this guide—but be aware that in your state, they may mean different things.

When to Hire a DUI Lawyer

The majority of DUI cases are handled without legal representation. However, because a DUI charge is very serious, you should strongly consider hiring a DUI attorney.
Consider hiring a DUI lawyer when:
  • This is NOT your first DWI arrest.
  • Someone is injured or killed as a result of your DUI.
  • You believe that you're not guilty.
  • You think you can reduce your charges from DWI to reckless driving.
  • You're a commercial driver (e.g. truck driver, delivery person, bus driver, etc.).

Why Hire a DUI Attorney

DUI lawyers are experts when it comes to alcohol- and drug-related cases. This expertise can help to get your charges or sentencing reduced, and even have your case dismissed.

From DUI to Reckless Driving

If your blood alcohol concentration (BAC) reads close to the legal limit, your DUI attorney might be able to argue that there's a possibility the Breathalyzer was incorrect and your DUI charges could be reduced to “reckless driving".
If it's determined that you were not in fact intoxicated, you'll most likely be charged with reckless driving.
If it's determined that you had alcohol in your system but not an illegal amount, you might be charged with a “wet reckless" driving offense. Sentences for wet reckless driving normally do NOT require:
  • Jail time.
  • License suspension or revocation.
  • As costly a fine.
  • Lengthy DUI program attendance.
You will most likely be put on probation to compensate for the wet reckless charge. Despite the reduced punishments, your car insurance company will still see a wet reckless as a DUI/DWI arrest and adjust your premium accordingly.

Sentence Reduction

Hiring a DUI lawyer might also help in having your sentence reduced, should you plead or be found guilty.
For example, your attorney can set up a deal in which you'd agree to plead guilty, only because your punishment for the DUI would be reduced. Some situations in which this would be a good route to take include:
  • Your BAC registered very high.
  • You were driving under the influence of drugs other than alcohol.
  • Somebody was harmed or killed as a result of your DWI.
In the cases listed above, you will most likely serve some form of jail time, have your license suspended, and/or have to pay a hefty fine.

Charges Dropped

There are several reasons why your DUI case can be completely dropped, most of which require a very strong understanding of laws and legal precedents that only lawyers typically have at their disposal.
An experienced DUI attorney can analyze your case, and determine whether or not you can pursue having the charges against you dropped.

What to Look for in a DUI Attorney

When you're deciding which DUI attorney to hire, you should take these factors into consideration:
  • Their familiarity with DUI/DWI laws in your state.
    • Consider how many DUI cases they've been involved in, how much of their legal practice is devoted strictly to defending DWI cases, and their knowledge of DUI laws and limits specific to your state.
  • Fees for their services.
  • How much of your case they will directly handle.
    • Ideally, you'll want them to deal with most or all of the court proceedings, rather than passing responsibilities over to associates.
  • Their relationship to the prosecution.
    • It's extremely beneficial to find a lawyer that has a good relationship with the prosecutor.
NOTE: Depending on your financial situation, you can also opt have a public defender appointed to your case.

Using a Personal Injury Lawyer



Getting injured can be an unpleasant, and sometimes scary, experience. It’s especially upsetting if your injuries are the result of another person’s intentional or negligent actions. If you believe your injuries are someone else’s fault, a lawyer can give you information about your legal options. Most personal injury attorneys provide prospective clients with a free initial consultation.

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Using a Personal Injury Lawyer


 

Getting injured can be an unpleasant, and sometimes scary, experience. It’s especially upsetting if your injuries are the result of another person’s intentional or negligent actions. If you believe your injuries are someone else’s fault, a lawyer can give you information about your legal options. Most personal injury attorneys provide prospective clients with a free initial consultation.

Personal injury lawyers also usually work on a contingency basis, meaning that they only get paid if your case results in a judgment in your favor or a settlement agreement. FindLaw’s Using a Personal Injury Lawyer section provides articles and resources to help you determine if you need an attorney for a personal injury claim and how to proceed if you do. You can also find sample documents such as an attorney intake questionnaire and attorney agreements.
How an Experienced Personal Injury Lawyer Can Help
An experienced attorney can be helpful for a variety of reasons. First of all, an experienced personal injury attorney will have experience assessing claims similar to yours. An attorney can help you decide if you should pursue legal action by assessing the strength of your case. It’s in the attorney’s best interest to give you a true and honest assessment of the strength of your claim because usually personal injury attorneys work on a contingency fee basis. So, if you don’t win, they don’t get paid.
Dealing with injuries can be very emotional, which could prevent you from seeing the facts clearly. An attorney can provide an objective opinion about your situation. For example, you may want to make a rash decision if you’re offered a settlement, but an attorney will be able to stay objective and give you advice on if you should hold out for a better offer.
An attorney will be able to work though the often complicated legal procedures, confusing medical terms, and paperwork that are common to many personal injury cases. In addition, an attorney will often have a team of investigators and support staff to help him or her with preparing your case. With the attorney and his or her staff working on your case, you can focus on getting better and returning back to your normal life.
An attorney will also have experience working with other lawyers and insurance companies. Many times if the opposing side has an attorney, you’re at a disadvantage if you don’t have one as well. Although an attorney is required to be ethical, that doesn’t mean that they can’t use legal tactics to put them at an advantage over a non-lawyer. Similarly, insurance companies can be difficult to work with and an attorney wouldn’t be confused by their tactics or feel pressured to settle for an unsatisfactory amount.
Finally, laws and legal procedures can be confusing. Personal injury laws vary from state to state, and an experienced personal injury attorney will be familiar with the laws in his or her state. In addition, an attorney has the experience and tools to interpret and apply those laws to your particular case. The lawyer will also know the proper legal procedures to build the best case for you.
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vendredi 2 mars 2018

Men kòman JOJO LORQUET te al bare ANDRE MICHEL nan Pakè P-au-P pandan li te al defann JEAN MONARD METELLUS pou akizasyon Vòlè tè.





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How Do Tax Deductions Work When Donating a Car?


 

Donating your car to charity can result in significant tax savings if you include it in your charitable contribution deduction. However, doing a little planning will ensure that you maximize the tax savings of your donation. The Internal Revenue Service (IRS) requires you to calculate your deduction in one of two ways, depending on how the charity uses your donation. Deductions for cars the charity sells are limited to the sales price. In all other cases, you can use the car's fair market value.
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jeudi 1 mars 2018

A partir du 30 mars prochain... les Haïtiens pourront voyager sans VISA dans la ...





« Haïti a signé des traités avec les pays de la Caraïbe, les citoyens haïtiens doivent être capables de voyager sans restriction aucune dans la région ». Le président de la république d’Haïti, Jovenel Moise a fait cette déclaration ce matin, à l’issue de la 29e réunion de la CARICOM qui s’est tenue à Port-au-Prince les 26 et 27 février. 
Cette mesure sera effective à partir du 30 mars prochain, poursuit-il, avant d’affirmer qu’elle concerne les Haïtiens détenteurs d’un passeport officiel et diplomatique ou d’un visa américain, canadien et Schengen.
Conscient du travail qu’il reste à faire pour qu’Haïti puisse jouir dans l’intégralité ses droits dans la libre circulation des capitaux, des services et des personnes qualifiées dans la Caraïbe, le chef de l’État assure que ce point sera débattu dans les prochaines réunions, dont la plus proche qui se tiendra du 4 au 6 juillet prochain, à Jamaïque.
Haïti est membre de la Caricom depuis le début des années 2000. À la différence des autres États membres de la région, Haïti n’était jamais parvenue à jouir de telles prérogatives qui constituent le socle même de cette organisation politique et de cette zone d’intégration économique. LoopHaiti

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5 Tips for Getting Business Insurance Faster

 

If you’re trying to land a client contract or sign a commercial lease, chances are you need Errors and Omissions Insurance or General Liability Insurance yesterday. So how can you speed up the insuring process?
We have a few ideas.

1. Understand the application.

If you apply for coverage through Insureon, you can complete a single online insurance application to get quotes from all available carriers. It usually takes 10 to 15 minutes to complete, but you can save your progress if you don’t have time to finish the application in one sitting.
The application will ask you basic questions about your business, the policies you’re interested in, and your services. To answer these questions as quickly as possible, you’ll want to have some information on hand. So…

2. Get your information ready.

Have information about the following in front of you so you can fill out the application quickly:
  • Business basics. The application will need to know basic information about your business, such as its industry, legal entity, name, contact information, address, and locations. Sometimes your risks and insurance options / requirements depend on your location. Read more about that in “Find Insurance Where You Live.”
  • Your policies. Knowing which types of insurance and how much coverage you want from the outset can help you decide what to check off in the application.
  • Revenue. How much you make determines how much coverage may be appropriate for your business.
  • Company history. This refers to your industry experience and when you founded your business. Insurers tend to prefer a business that has some history under its belt, which may lead to more favorable rates. However, that’s not always the case.
  • Employees. You’ll need to specify how many employees, owners, and officers your business has, all of which may impact your Workers’ Compensation Insurance needs. Be prepared to share your total office payroll and your employer identification number, too.
  • Business practices. Be ready to describe your operations so the application can accurately weigh your risks against your risk management.
  • Website. Remember cyber risks? Your website and cyber security practices may affect your exposure. https://www.insureon.com/blog/post/2015/10/28/5-tips-for-getting-business-insurance-faster.aspx

lundi 26 février 2018

ECLAICIR vos DENTS avec cet ingredient que vous utilisez chaque jour (BYE BYE aux dentistes)



La plaque est un film collant et incolore de bactéries qui se forme sur les dents et le long de la ligne de gomme. Si vous ne la retirez pas à temps, elle peut conduire à un certain nombre de problèmes de dents, y compris la maladie parodontale parce que les bactéries libèrent des jus qui causent des dommages aux dents et aux gencives.
Le cours le plus commun de traitement contre cette condition comprend un voyage au bureau de dentistes. Cependant, ce traitement peut causer des problèmes supplémentaires et pas beaucoup de gens aiment subir des interventions dentaires.
Heureusement, il y a un remède naturel efficace qui a aidé des gens à se débarrasser de la plaque sans aller chez le dentiste. Il comprend l’huile de noix de coco et 15-20 minutes de votre temps.
 
Prendre une cuillère à soupe d’huile de noix de coco et de la bruire dans votre bouche pendant environ 15-20 minutes chaque jour. Vous pouvez le faire à chaque fois que vous avez le temps, mais il est préférable si vous faites ce traitement avant d’aller vous coucher. L’huile de noix de coco permettra d’éliminer toutes les bactéries nocives, se débarrasser de la plaque et de prévenir l’accumulation de futures bactéries. Après rincez vos dents avec une brosse comme vous le faites normalement et allez au lit. En seulement 10 jours, vous remarquerez des améliorations significatives. 
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What To Do If You Are Being Sued After An Accident

 

If you are involved in an auto accident and the other party decides to take legal action and sue you, the first thing you should do is stay calm. Being sued is a scary situation with major implications, yes, but if you are intelligent about it, you can limit your legal liability to almost nothing. Before you panic, read our guide below to determine the smartest course of action.
A common scenario goes something like this: I was involved in an accident a year ago, and was found to be at fault. At the time, my insurance company paid off the claim, but an additional lawsuit has recently been filed, which would be outside the limits of my policy. What should I do?
The first thing most people do in a situation like this is panic. But there are some things to keep in mind, and when the panic attack ends, you probably won’t be any worse off than you were going into the situation.

How To Know If You Are Actually At Fault


In many instances, the fault is obvious by looking at the damage and the environment in which the accident happened. In other cases, how to determine who’s at fault in an accident depends on local laws. How to determine who’s at fault in an accident is a complicated question with many facets. In some states, where No-Fault insurance is the legal requirement, your insurance company is responsible for you and your property regardless of who is at fault. In this last instance, who is at fault becomes a consideration for determining points on your driver license, and other regulations regarding your driving privilege.
One consideration is simply whether either car was parked, or stopped. Road conditions are also a large factor in deciding how to determine who’s at fault in an accident; heavy fog or rain, or even high winds could play part in the fault involved. In many states, running into the rear of another vehicle is an automatic fault, because you are supposed to always have time to stop in the distance between your vehicle and the one you are following. However, if a vehicle were to back out of a blind drive into your path, there’s little you can do. How to determine who’s at fault in an accident entails comparing the factors involved, and establishing a ranked list of the causes involved. Failure to yield right-of-way to through traffic is always a fault.
If you live in a No-Fault state, your insurance will be responsible for your damages regardless of who’s at fault in an accident. In some ways, this can be beneficial to a driver, but for others it can be a frustrating situation. The theory of No-Fault insurance is that we are all responsible for our own problems, and one driver cannot hold another liable for property or injury damage. The problem with No-Fault is that your car insurance will fluctuate, usually going slowly upwards, as claims filed by the company are reflected back on the group of people they cover. No-Fault is in many ways to a cooperative insurance where all of the members participate to cover other members of their insured network.
But aside from No-Fault, you’ll probably need to know how to determine who’s at fault in an accident, before one happens. The angle of collision, speed of both vehicles, and even the time of day can be important in making the decision. How to determine who’s at fault in an accident will sometimes provide a mixed result as well, and what at first appeared to be the fault of one driver or the other, no fault is determined when all of the facts have been investigated.

What To Do If You Are At Fault And Are Being Sued


First, contact your insurance company. If you have changed companies since the accident, contact the one who handled the original claim. (It might also be wise to mention that if you’ve jumped ship, the insurance company is likely to be willing to help you. Loyalty is a two-way street.) Unless there are some sort of mitigating circumstances that justify a new lawsuit being brought, your original coverage is still valid, and the insurance company is still responsible for providing your the protection afforded in that policy at the time of the accident. Contact the insurance company, and make sure they are on the job.
For one thing, find out what the statue of limitations is for your state. If too much time has passed, filing a new claim is a fruitless quest. Now, lawyers know about the statute of limitations, and if the suit if being filed by a reputable attorney, this is not likely to be an issue. On the other hand, if the lawsuit is being used as a way to pressure you into paying more money that you are not actually liable for, disreputable representatives are subject to try anything.
As a general rule, the limits of your policy will be the limits within a claim is settled. It is rare for additional amounts to be levied beyond the policy coverage. In fact, the idea has been put forth that this generally only happens when the circumstances indicate that the defendant is likely to have assets that can be easily liquidated. This can be a tricky area, as it involves calculated loss risks in an endeavor to make additional gain. For this, it is probably in your best interest to make sure your insurance company is providing counsel, or contract for a lawyer of your own.
In a vast majority of accidents, the policy of the person found at fault is sufficient to cover the penalties and injuries involved. In those few circumstances when this is not true, you will generally know very shortly after the accident, and will be able to begin making allowances for coming up with the additional funds. For a lawsuit to be filed more than a year later, a great deal of causative effect has to be shown, and a reasonable explanation for such a long delay in bringing the suit. Your insurance company is your first line of defense, and putting a lawyer of your own on retainer is the next step. Don’t attempt to represent yourself in such a situation, as it is likely to be a skilled legal battle, and the facts of the accident will be of little regard.